In terms of the National Credit Act amnesty will be granted in respect of all defaults (that is bad payment records) listed before the 1st of September 2006 which are for an amount of R499.99 or less. These amounts will be removed by the 1st of June 2007. In respect of judgments granted against a person by a Court the following amnesty has been granted:-

• Judgments listed before 1 September 2006 which are for an amount of R499,99 or less where a person has less than 3 unpaid judgments will be removed by 1 June 2007.
• Judgments listed before 1 March 2005 which are for an amount of R4 999,99 or less where a person has less than 2 unpaid judgments will be removed by 1 June 2007.

Judgments less than R50 000,00 which were paid in full by 1 September 2006 will be removed by 1 June 2007.